- Top Pick
Tiller Money
- A flexible budgeting tool that syncs your bank transactions directly to customizable Google Sheets or Excel templates for personalized financial tracking.
- Best Choice
You Need a Budget (YNAB)
- A proactive budgeting app that helps you assign every dollar a job, improving control over your finances with real-time updates.
- Popular Pick
CountAbout
- A user-friendly budgeting app that imports data from Quicken and Mint, allowing easy transaction tracking and expense categorization.
Looking for Best PocketSmith Alternatives 2025, Let’s get started. PocketSmith started as a budgeting calendar and evolved into a full-featured budgeting app that synchronizes accounts, tracks budgets, and maps your income and spending with a clear calendar view.
While PocketSmith offers useful features like auto-budgeting based on prior spending, many users look for other options due to its pricing or specific feature needs.
If you want an excellent PocketSmith alternative suited for your financial management style, this guide has you covered.
Best PocketSmith Alternatives 2025
1) Tiller Money
Tiller Money is an ideal PocketSmith alternative for spreadsheet enthusiasts. It transforms Google Sheets into a dynamic budgeting and money management tool that syncs your bank and credit card transactions automatically.
Tiller has been my personal and business budget app for a year. Tiller is for spreadsheet lovers. Tiller’s setup can be tricky. Videos show you each step. I did it, and so can you.
Each transaction must be manually categorized. Some find this unacceptable. They desire Personal Capital’s automation. Others categorize transactions themselves.
It makes them look at each entry, comprehend how they spent money, and categorize it. Tiller has an auto-categorize option that automatically sorts transactions by description. It’s a wash. Preference dictates. 30-day trial. Tiller Money costs $79 annually after that.
Pros:
- Automatic bank data sync to Google Sheets
- Highly customizable budgeting and reporting
- Free trial with affordable annual pricing
Cons:
- Setup can be complex for beginners
- Requires manual transaction categorization (unless using auto-categorize)
Best For: Spreadsheet lovers wanting personalized budgeting workflows.
2) You Need a Budget (YNAB)
YNAB is a powerful PocketSmith alternative focused on zero-based budgeting, where every dollar is assigned a job. It allows direct bank and credit card syncing with real-time spending updates.
Giving every dollar a job is a YNAB key idea. Decide how you’ll spend every $1 that enters your account. YNAB lets you connect bank and credit card accounts, like other tools. Real-time updates let you track monthly spending.
YNAB lacks Personal Capital’s features. Investing proves this. YNAB is useful for folks who don’t track investments.
Not free. 34 days free. After that, it’s $11.99/month or $84/year. YNAB is expensive.
Pros:
- Real-time bank syncing and spending updates
- Clear, goal-oriented budgeting philosophy
- Comprehensive budgeting education and community
Cons:
- No investment management features
- Subscription pricing is higher than some competitors
Best For: Users focused exclusively on budgeting with hands-on control of every dollar.
3) CountAbout
CountAbout is a versatile PocketSmith alternative for users migrating from Quicken or Mint, offering data import from both platforms.
It downloads bank transactions and customize revenue and expense categories. Expense transactions can include receipt photos. Create regular transactions and financial reporting.
The cost is reasonable for the features. The $9.99-a-year base package is cheap (not a month). Automatic bank downloads cost $39.99 a year.
Pros:
- Supports import from Quicken & Mint
- Receipt photo attachment for expenses
- Affordable annual pricing
Cons:
- Bank synchronization costs extra yearly fee
- UI considered less modern than some alternatives
Best For: Users upgrading from Quicken or Mint seeking enhanced mobile budgeting.
4) Moneydance
Moneydance is a desktop-based PocketSmith alternative offering strong offline budgeting capabilities with automatic transaction importing and bill pay.
The software automatically categorizes your costs. It learns from your usage.
The dashboard (seen above) summarises your finances. It generates reports and graphs to visualize your finances. It has a mobile app, tracks finances, and notifies you of owing invoices. Mac and Windows versions cost $49.99.
Pros:
- One-time software purchase
- Powerful reporting and bill pay
- Offline use plus mobile syncing
Cons:
- Desktop focus may not suit cloud-first users
- User interface is dated compared to newer apps
Best For: Users prioritizing desktop budgeting with robust offline features.
5) Banktivity
Banktivity is a Mac-centric PocketSmith alternative focusing on detailed account management and envelope budgeting. You can group accounts, track investments, and customize dashboards.
Banktivity allows envelope budgeting. This can help paycheck-to-paycheck people. You can import bank transactions and sync your Macs.
Banktivity delivers account-level data and investment tracking. The free 30-day trial of Banktivity. Then they offer three options for $4.16 to $8.33 a month (billed annually).
Pros:
- Strong investment and account-level tracking
- Flexible envelope budgeting feature
- Native Mac and iOS app design
Cons:
- No Windows or Android support
- Monthly subscription pricing may add up
Best For: Mac users seeking a native budgeting and investment management app.
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FAQs About PocketSmith Alternatives
Q: What qualifies as a good PocketSmith alternative?
A: A strong PocketSmith alternative offers account syncing, budgeting features, transaction tracking, and budgeting visualization tailored to user preferences and budgets.
Q: Can I switch to a PocketSmith alternative without losing my data?
A: Many alternatives, like CountAbout, allow importing data from other platforms to ease migration.
Q: Are there free PocketSmith alternatives?
A: Yes, Personal Capital is a notable free alternative offering a wide range of financial management tools.
Q: Which PocketSmith alternative is best for beginners?
A: Tiller Money and YNAB are beginner-friendly with extensive support and community advice.
Q: Do these alternatives support mobile apps?
A: Most provide apps for Android and iOS, but some like Moneydance focus more on desktop use.
Final Thought
Choosing the right PocketSmith alternative depends on your budgeting style, platform preference, and feature needs. For spreadsheet lovers, Tiller Money offers unmatched customization.
For all-in-one wealth management for free, Personal Capital is a top choice. Explore the options with trials or free plans to find your best match for 2025.
